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First Time Buyers >Insuring Your Home
Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.
Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.
Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.
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What Pasadena, California house was the movie home of the eccentric "Doc" Brown in the 1989 film, "Back to the Future"?
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The famous Gamble House, a landmark of Craftsman architecture, is now open to the public for tours.
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 See More Real Estate Trivia > |
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Frani Morrione, Associate Broker
Prudential Select Properties
404 West Ridge Pike
Suite 100
Conshohocken, PA. 19428
Office: 610-828-9200
Toll Free: 888-778-5060
Fax: 610-238-0448
Send Me A Message: franimorrione@aol.com
Communication and attention to detail is what sets me apart from the rest! With over 25 years of experience and a thorough understanding of the real estate process, I will keep you informed every step of the way and always have your best interests at heart! Call me today, 610.828.9200 x120, for all your real estate needs.
PA Licensed REALTOR #AB-065387    
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