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Looking for a TOP AGENT you can trust?Call now to find out what makes me one of the top agents in all of Southeastern PA! 610-828-9200, x120
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Why list your home with Frani Morrione? Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision. Find Out More > View All Offers >
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"An Enjoyable Experience!" "We are glad that we had you to hold our hands and guide us from beginning to end!" Tim & Molly J., Blue Bell Read Quote > View All Quotes >
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It's time to make your move! The First Time Home Buyer Tax Credit has been extended. Qualified first time home buyers may be eligible for a tax credit of up to $8000 and in addition existing homeowners may qualify for a move up tax credit of $6500. Purchasers must be under contract by April 30th, 2010 and settle by June 30, 2010. Certain conditions apply and time is limited, so call or click today to find out if you qualify to take advantage of this wonderful opportunity! "There's no place like home!" Welcome! Please feel free to browse my web site or contact me personally for a private consultation concerning all your real estate needs. I specialize in the areas of Blue Bell, Conshohocken, Collegeville, East Norriton, Lower Gwynedd, Lower Providence, Plymouth Meeting, Lafayette Hill and Worcester Township!
 Looking for your next DREAM HOME? Search everything the web has to offer, right here! Need Expert Advice? Buying or Selling a home is one of the biggest events in your life. No web site, large or small, can take the place of a top real estate agent. Not even mine! I have the experience, integrity, and track record you need to make informed decisions about one of the largest investments of your life. This site offers many ways that you can contact me for one-on-one professional help and advice anytime. Selling Your Home? If you are thinking of selling your home, this site contains helpful information regarding preparing your home for sale, along with receiving a complimentary market evaluation. Together we will sell your home for as much as the market will bear and as quickly as possible. Buying a Home? Whether you're a first time homebuyer or an experienced investor, you will find helpful information regarding the entire home buying process. I guarantee your privacy will be respected and I offer the service on this site for free and without obligation. Why? I want to be YOUR Prudential Real Estate Agent for life! Thanks for stopping by! -Frani Morrione "I sell more, because I do more!" Experience really does make a difference!  
First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
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| Q |
In what U.S. home can you find the world's largest refrigerator magnet collection?
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| A |
Louise Greenfarb of Las Vegas, Nevada has 35,000 unique fridge magnets that she has been collecting since the 1970's. |
See More Real Estate Trivia > |
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Frani Morrione, Associate Broker Prudential Select Properties 404 West Ridge Pike Suite 100 Conshohocken, PA. 19428 Office: 610-828-9200 Toll Free: 888-778-5060 Fax: 610-238-0448 Send Me A Message: franimorrione@aol.com
Communication and attention to detail is what sets me apart from the rest! With over 20 years of experience and a thorough understanding of the real estate process, I promise to keep you informed every step of the way and will always have your best interests at heart!
PA Licensed REALTOR #AB-065387 
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